by Steve Mikuzis | Dec 7, 2022 | AutoBody & Mechanics, Commercial Real Estate Insurance, Habitational Insurance, Personal Insurance, Restaurant & Bar Insurance, Safety & Prevention Tips
Catastrophic weather events in the United States are on the rise – hurricanes, wildfires, tornadoes, ice storms – all cause significant property damage to owners. The toll is both financial and emotional for individuals dealing with the aftermath. Here are some...
by Steve Mikuzis | Oct 24, 2022 | AutoBody & Mechanics, Habitational Insurance, Restaurant & Bar Insurance
Excess or surplus lines insurance carriers are “non-admitted insurers” and that simply means they sell policies that are not backed by your state. These carriers typically don’t fall under traditional insurance regulations. Although some states do regulate...
by Steve Mikuzis | Aug 18, 2022 | Restaurant & Bar Insurance
One word: Litigious The hospitality industry is inherently a target for lawsuits – many of them frivolous, some valid and serious. Often, the restaurant or bar ends up on the “paying end” of the suit resulting in 5, 6, or even 7-figure payouts for...
by Steve Mikuzis | Jun 30, 2022 | Restaurant & Bar Insurance
Author: Mario Iveljic Business Risk Manager and Insurance Coverage Lawyer Restaurant and bar owners – do you think you’d have insurance coverage in this situation? You own 2 bars. Your employees at Bar 1 serve a patron with alcohol. Police are forced to remove the...
by Steve Mikuzis | May 8, 2022 | Restaurant & Bar Insurance
The US hospitality industry has suffered significant blows over the past few years. With a slew of unprecedented weather events such as tornadoes, wildfires and hurricanes added to a global pandemic – many restaurants and bars found themselves not prepared for the...
by Steve Mikuzis | May 8, 2022 | Restaurant & Bar Insurance
Employees and Employers often are confused by the term “Wrongful Termination”. The EEOC – Equal Employment Opportunity Commission, noted over 62,000 wrongful termination cases in 2021 – that number does NOT include charges filed with state or local Fair Employment...
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