We Specialize in Multi-Family and Single Family Rental Insurance
As Habitational Insurance experts we can tell you that no two insurance policies are the same. We are here to make sure that what you expect to be covered is covered.
The Power Habitational Program is underwritten by A rated carriers and is specifically designed for the needs of the multi-family landlord. The program offers dynamic coverages and limits that enable us to tailor your plan to your needs and tolerance for risk at a competitive price.
Class B Habitational
Not every property is ideal from an underwriting perspective. Properties with underwriting red flags; building age, deferred maintenance, and occupancy issues; can be difficult to place on an insurance policy worth the paper it is written on. It is important to work with someone who understands coverage contracts, can explain what is covered and most importantly fight for what is covered in the event of a claim.
Multi-Family & Single Family Rental Portfolios
Dynamic portfolios require dynamic insurance plans. Coverage form must meet the particular coverage needs of various geographic areas and the security interests of private equity lenders. High transactional count requires the ability to place and remove coverage with ease. Perhaps most importantly, rate must meet your pro forma’s metric. We’ve been there; talk to us.
Your insurance is supposed to be there to protect you when catastrophe strikes. The last thing you need when you have a fire, a theft or injury is worrying how you will be protected – that’s our job. We will hold your hand through the process and do the heavy lifting for you.
Unmatched Knowledge & Experience
Our team led by Steven Mikuzis consists of actual insurance coverage lawyers with national experience litigating coverage form against the largest insurance carriers in the country. That is unmatched practical knowledge working to ensure that you have the proper insurance coverage in place.
Habitational Real Estate
What Our Customers Say
When our building collapsed, the insurance company denied my client’s claim arguing earth movement was not covered. Rather than spending years in litigation, Steven obtained full coverage without filing a lawsuit.
George placed our insurance with a company that focused on insuring older apartment buildings like mine. He saved us a lot of money and we have not had any crazy premium increase. Working with a company that focuses on insuring apartments pays.
We were hit hard when in-dining was closed during the pandemic, Ted helped us reduce our insurance costs so that we could get by. Here was a guy who not only put in the work, he cost himself money in the process. That’s someone there for his clients. That’s integrity.
A conversation is how we like to start…
From our resource center
Considering using your home as a short-term rental? Insurance facts you need to know.
Are you considering your home or investment property as a vacation rental through platforms like Airbnb or VRBO? In Illinois, it's essential to understand the insurance requirements and potential liability risks involved. While hosting guests in your home can be a...
Property Owners: Insurance Red Flags You need to be aware of
Whether you are a first-time homebuyer, buying your dream vacation home or just looking to switch insurance carriers - securing a homeowner’s insurance policy that will give you peace of mind is crucial! There are several red flags that could prevent you from...
Managing your Claims after a Catastrophic Weather Event
Catastrophic weather events in the United States are on the rise – hurricanes, wildfires, tornadoes, ice storms – all cause significant property damage to owners. The toll is both financial and emotional for individuals dealing with the aftermath. Here are some...