by Steve Mikuzis | Jan 11, 2023 | Personal Insurance
Whether you own a piece of heirloom jewelry or a valuable vintage watch collection – you should know the value and have the proper insurance to cover it in case of theft or loss. At Power Risk Management we offer several options to ensure your valuable jewelry is...
by Steve Mikuzis | Dec 7, 2022 | AutoBody & Mechanics, Commercial Real Estate Insurance, Habitational Insurance, Personal Insurance, Restaurant & Bar Insurance, Safety & Prevention Tips
Catastrophic weather events in the United States are on the rise – hurricanes, wildfires, tornadoes, ice storms – all cause significant property damage to owners. The toll is both financial and emotional for individuals dealing with the aftermath. Here are some...
by Steve Mikuzis | Dec 7, 2022 | Habitational Insurance, Personal Insurance
Most property insurance policies contain a provision that obligates the carrier to “repair or replace and insured’s damaged property with material of LIKE KIND and QUALITY or with SIMILAR MATERIAL. For all intents and purposes this is fine it’s when there is a...
by Steve Mikuzis | Dec 3, 2022 | Personal Insurance, Safety & Prevention Tips
By Tom Klonowski Let’s keep everyone safe this holiday season! The holidays are a time for family and friends to be together and celebrate, but they are also the time of year we see far too many insurance claims come across our desk here at Power Risk...
by Steve Mikuzis | Oct 24, 2022 | AutoBody & Mechanics, Habitational Insurance, Restaurant & Bar Insurance
Excess or surplus lines insurance carriers are “non-admitted insurers” and that simply means they sell policies that are not backed by your state. These carriers typically don’t fall under traditional insurance regulations. Although some states do regulate...
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