by Steve Mikuzis | Jun 20, 2022 | Habitational Insurance
Whether you are on the board of a Condominium or Homeowner’s Association (HOA) or own property in one, you should take the time to understand the By-Laws of the Association and how the insurance policies in place for that Association work at the time of a claim. ...
by Steve Mikuzis | Jun 16, 2022 | Habitational Insurance
According to the Illinois Department of Natural Resources, Illinois has one of the largest inland systems of rivers, lakes, and streams in the U.S. – with nearly 15% of the total land area of 7,400 square miles subject to flooding. The total stream flow in IL averages...
by Steve Mikuzis | Jun 16, 2022 | Habitational Insurance
In the state of Illinois, Homeowners Associations (HOA) and Condo Associations – organizations that are typically governed by the owners and/or residents within a neighborhood or gated community are required by law to carry specific types of insurance: ...
by Steve Mikuzis | May 25, 2022 | AutoBody & Mechanics
Imagine this scenario: You own a successful autobody and auto repair shop. At any point in time, you have 15-20 cars, trucks and/or vans in your building or on your fenced-in lot. There’s been a rash of burglaries in the area, but you have an alarm system in...
by Steve Mikuzis | May 8, 2022 | Restaurant & Bar Insurance
The US hospitality industry has suffered significant blows over the past few years. With a slew of unprecedented weather events such as tornadoes, wildfires and hurricanes added to a global pandemic – many restaurants and bars found themselves not prepared for the...
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