by Steve Mikuzis | Oct 24, 2022 | AutoBody & Mechanics, Habitational Insurance, Restaurant & Bar Insurance
Excess or surplus lines insurance carriers are “non-admitted insurers” and that simply means they sell policies that are not backed by your state. These carriers typically don’t fall under traditional insurance regulations. Although some states do regulate...
by Steve Mikuzis | Aug 18, 2022 | Restaurant & Bar Insurance
One word: Litigious The hospitality industry is inherently a target for lawsuits – many of them frivolous, some valid and serious. Often, the restaurant or bar ends up on the “paying end” of the suit resulting in 5, 6, or even 7-figure payouts for...
by Steve Mikuzis | Aug 18, 2022 | AutoBody & Mechanics
After health insurance, Workers’ Compensation insurance is often one of the biggest hits to the budget for machine shops and small manufacturing firms – especially if strong safety programs are not in place resulting in a series of losses. One of the biggest...
by Steve Mikuzis | Jun 30, 2022 | Restaurant & Bar Insurance
Author: Mario Iveljic Business Risk Manager and Insurance Coverage Lawyer Restaurant and bar owners – do you think you’d have insurance coverage in this situation? You own 2 bars. Your employees at Bar 1 serve a patron with alcohol. Police are forced to remove the...
by Steve Mikuzis | Jun 20, 2022 | Habitational Insurance
Whether you are on the board of a Condominium or Homeowner’s Association (HOA) or own property in one, you should take the time to understand the By-Laws of the Association and how the insurance policies in place for that Association work at the time of a claim. ...
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