We specialize in Commercial Real Estate insurance
Your insurance policy is like a parachute. It better work when you need it.
Work With Power
Take advantage of our decades of experience in the commercial insurance market and the insurance coverage law arena when purchasing insurance and navigating the claims process.
Key Services
Insurance Coverage
The Power Lessors Risk Program is underwritten by A rated admitted carriers and is specifically designed for the needs of the commercial landlord at market competitive rates.
Shopping Center & Strip Mall Coverage
We love strip malls and shopping centers and so do our carriers. While many carriers are reducing their portfolio and coverages on existing business, our partners keep writing them at competitive rates.
Industrial Buildings
Industrial real estate is stronger than ever in today’s market. From an insurance perspective, industrial properties raise some unique coverage questions unlike traditional retail and office properties. Let us navigate these unique waters for you.
Claims Management
Your insurance is supposed to be there to protect you when catastrophe strikes. The last thing you need when you have a fire, a theft or injury is worrying how you will be protected – that’s our job. We will hold your hand through the process and do the heavy lifting for you.
Commercial Real Estate Insurance
What Our Customers Say
We suffered substantial storm damage at numerous buildings. When the insurance company wanted to impose a deductible at each location, Steven pointed out that only one deductible should apply across the buildings. He saved us $45,000 in a five minute conversation. Knowledge at work.
Steven took over our insurance and noticed our employment based coverages were not up to par and made some inexpensive recommendations. Six months later a regulatory proceeding was filed by a prospective employee. Without the coverage changes he recommended, we would have defended the case out of pocket. Johnny on the Spot.
We were hit hard when in-dining was closed during the pandemic, Ted helped us reduce our insurance costs so that we could get by. Here was a guy who not only put in the work, he cost himself money in the process. That’s someone there for his clients. That’s integrity.
A conversation is how we like to start…
Tom Klonowski
em: tmk@powerrisk.net
Amir Kalamperovic
em: amirk@powerrisk.net
Georgia Kozonis
em: georgiak@powerrisk.net
Ted Apostolopoulos
em: tapostol@powerrisk.net
From our resource center
Managing your Claims after a Catastrophic Weather Event
Catastrophic weather events in the United States are on the rise – hurricanes, wildfires, tornadoes, ice storms – all cause significant property damage to owners. The toll is both financial and emotional for individuals dealing with the aftermath. Here are some...
Property Insurance: Matching Exclusions – what are they?
Most property insurance policies contain a provision that obligates the carrier to “repair or replace and insured’s damaged property with material of LIKE KIND and QUALITY or with SIMILAR MATERIAL. For all intents and purposes this is fine it’s when there is a...
Holiday Safety
By Tom Klonowski Let’s keep everyone safe this holiday season! The holidays are a time for family and friends to be together and celebrate, but they are also the time of year we see far too many insurance claims come across our desk here at Power Risk...